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💸 Debt Payoff Calculator
See your debt-free date — and watch how extra payments save you money in interest.
Step 1: Add Up Your Balances
Enter what you owe on each type of debt. Hit +1 to add more rows of the same type. Click "Use this total →" when ready to send it to the calculator.
| Debt type | Balance owed | |
|---|---|---|
| Mortgage | $ |
|
| Auto loan | $ |
|
| Student loan | $ |
|
| Personal loan | $ |
|
| Medical debt | $ |
|
| Credit card | $ |
|
| Other | $ |
|
| 💰 Total Debt | $0 |
Step 2: Calculate Your Payoff
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$
%
Not sure what rate to use? Try your highest rate to be conservative, or average your rates together.
$
Your monthly payment isn't enough to cover the interest — try increasing your payment amount.
$
Debt-Free Date
—
Total Interest Paid
—
Total Paid
—
Payment Comparison
| Monthly Payment | Payoff Date | Total Interest | vs. Minimum |
|---|
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